Trustmark Life + LTC Plan Options
Compare the Trustmark Life + LTC plan premiums to the Washington State employee LTC payroll tax.
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes.
|
Trustmark Plan
|
State Payroll Tax
|
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|---|---|---|---|---|---|---|---|---|---|
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Benefit Features
|
A
|
B
|
C
|
|
|
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|
Life Insurance Face Value
|
$10,000
|
$25,000
|
$50,000
|
|
|
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|
Monthly LTC Benefit Amount
4% of Face Value for Professional, 2% of Face Value for Family Care
|
$400
|
$1,000
|
$2,000
|
|
|
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|
LTC Rider Duration
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
|
|
|
|
Extension of LTC Benefits
|
25 months
|
25 months
|
25 months
|
|
|
||||
|
Total LTC Duration
|
50 months
|
50 months
|
50 months
|
|
|
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|
Total LTC Coverage
|
$20,000
|
$50,000
|
$100,000
|
|
$36,500
|
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|
Semi-Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|||
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
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|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$10,000
|
|
Monthly LTC Benefit Amount
4% of Face Value for Professional, 2% of Face Value for Family Care
|
$400
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
25 months
|
|
Total LTC Duration
|
50 months
|
|
Total LTC Coverage
|
$20,000
|
|
Semi-Monthly Premium
|
$ 0.00
$2.80
$3.21
$2.86
$3.27
$2.93
$3.36
$3.01
$3.47
$3.08
$3.58
$3.16
$3.68
$3.25
$3.81
$3.34
$3.92
$3.42
$4.05
$3.53
$4.20
$3.64
$4.36
$3.77
$4.53
$3.86
$4.66
$3.99
$4.85
$4.14
$5.07
$4.29
$5.29
$4.46
$5.50
$4.62
$5.76
$4.85
$6.09
$5.11
$6.44
$5.35
$6.78
$5.61
$7.19
$5.96
$7.76
$6.24
$8.21
$6.54
$8.65
$6.87
$9.17
$7.22
$9.73
$7.65
$10.36
$8.06
$10.99
$8.49
$11.66
$8.97
$12.37
$9.51
$13.07
$9.88
$13.72
$10.47
$14.65
$11.14
$15.60
$11.83
$16.58
$12.55
$17.77
$13.30
$19.20
$14.02
$20.28
$14.84
$21.32
$15.62
$23.08
$16.55
$24.03
$17.53
$26.28
$18.94
$28.75
$20.26
$30.77
$21.93
$33.78
$23.53
$38.29
$25.74
$40.58
$28.38
$43.29
$31.11
$45.78
$34.06
$48.38
$37.22
$51.07
$40.56
$53.84
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Face Value
|
$25,000
|
|
Monthly LTC Benefit Amount
4% of Face Value for Professional, 2% of Face Value for Family Care
|
$1,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
25 months
|
|
Total LTC Duration
|
50 months
|
|
Total LTC Coverage
|
$50,000
|
|
Semi-Monthly Premium
|
$ 0.00
$7.00
$8.00
$7.15
$8.19
$7.32
$8.41
$7.52
$8.69
$7.71
$8.95
$7.93
$9.21
$8.13
$9.51
$8.34
$9.79
$8.58
$10.16
$8.84
$10.53
$9.10
$10.90
$9.40
$11.31
$9.66
$11.64
$9.99
$12.11
$10.36
$12.65
$10.73
$13.22
$11.14
$13.78
$11.55
$14.43
$12.13
$15.21
$12.76
$16.08
$13.39
$16.94
$14.04
$17.96
$14.86
$19.37
$15.62
$20.54
$16.36
$21.65
$17.18
$22.90
$18.05
$24.29
$19.09
$25.87
$20.13
$27.45
$21.23
$29.14
$22.45
$30.92
$23.77
$32.67
$24.68
$34.30
$26.15
$36.60
$27.82
$39.02
$29.58
$41.43
$31.37
$44.42
$33.28
$47.99
$35.06
$50.68
$37.09
$53.30
$39.07
$57.68
$41.36
$60.04
$43.81
$65.69
$47.36
$71.89
$50.66
$76.94
$54.80
$84.44
$58.83
$95.70
$64.33
$101.47
$70.98
$108.25
$77.78
$114.44
$85.13
$120.94
$93.06
$127.64
$101.42
$134.59
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
4% of Face Value for Professional, 2% of Face Value for Family Care
|
$2,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
25 months
|
|
Total LTC Duration
|
50 months
|
|
Total LTC Coverage
|
$100,000
|
|
Semi-Monthly Premium
|
$ 0.00
$14.00
$15.99
$14.32
$16.40
$14.63
$16.84
$15.02
$17.36
$15.43
$17.88
$15.86
$18.44
$16.25
$19.02
$16.68
$19.61
$17.16
$20.30
$17.66
$21.04
$18.22
$21.80
$18.83
$22.64
$19.31
$23.27
$19.98
$24.22
$20.71
$25.31
$21.45
$26.41
$22.27
$27.56
$23.10
$28.84
$24.25
$30.40
$25.55
$32.15
$26.78
$33.89
$28.08
$35.95
$29.75
$38.74
$31.24
$41.06
$32.70
$43.27
$34.36
$45.80
$36.12
$48.60
$38.20
$51.74
$40.26
$54.90
$42.49
$58.28
$44.89
$61.82
$47.54
$65.37
$49.38
$68.58
$52.33
$73.19
$55.64
$78.02
$59.15
$82.85
$62.73
$88.83
$66.54
$95.98
$70.11
$101.38
$74.19
$106.60
$78.13
$115.35
$82.72
$120.10
$87.62
$131.37
$94.73
$143.78
$101.34
$153.88
$109.59
$168.87
$117.63
$191.38
$128.68
$202.93
$141.94
$216.47
$155.57
$228.89
$170.28
$241.87
$186.10
$255.30
$202.84
$269.19
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.